There will come a time in your lifetime when you will pass away or even will need to cope with the actual trauma of having a loved one pass away. Hopefully, whenever either of these things happens there’s a funeral service coverage to fall back on and all you or your family members have to do is actually make a claim to the insurance company and then go on and deal with the funeral service preparations without needing to be worried about how to pay for it all. Here is a look at what’s going to be required to make a claim.
The first thing that will need to be done is find out who underwrites the funeral service cover policy. This is so that you can submit your claim to the right insurance company. It is a wise decision to have all your documents in one file that everybody knows where to find and also to have duplicates of all of the documents with a financial consultant or even lawyer or even family member. This way all that needs to be done is to have someone open the file and take a look at what funeral service cover policies are available. For more information on life policy go to https://www.instantlife.co.za.
Once you have figured out who to submit the claim to you need to get a copy of the death certification. You will have to send this to the insurance provider along with every other documentation that they require. This might include things like a policy number as well as certain other coverage paperwork that should be within the file that you have. If you’re not certain what you ought to send to make a claim you need to simply contact the insurance company and ask them what they need you to send them.
As soon as that is carried out, you should only have to wait a few days to receive the payout. The normal waiting period is about two days. This is out of consideration for your loved ones and a realisation of the want to get on with the mourning process that comes after the loss of a loved one.
The whole claims process with a funeral policy is designed to be as simple as well as painless as possible for those who are left behind. Even though insurance companies in many cases are seen as being ruthless as well as unscrupulous in relation to filling the actual claims that they are supposed to fill, they do really care about the man on the street and do not want to cause much more suffering than they need to. The only real reason that they do the investigations they do is to protect themselves from dishonest individuals who would like to make a quick buck from fraudulent claims.
You should be able to see that making a claim on a funeral policy is actually relatively easy. All you have to do is actually know who to make the actual claim from and just what documents to send to the relevant insurance company. It shouldn’t take long to complete all of that and it will certainly be worth the effort because it will remove the stress of having to finance the funeral service.